Whether you just have a 401(k) or you have a robust portfolio, we talk through your current savings and investments to establish a starting point. This includes going over assets, liabilities and cash flow, so we have a foundational understanding of what you’re doing now.

We can’t design a plan without knowing the end goal. This is where we talk through what you hope to accomplish, whether that’s a comfortable retirement, sending kids to college, checking off bucket-list experiences, or passing on wealth to the next generation.

Risk is an important part of our initial conversations. We evaluate how much risk you want, need and are able to take – take on too much risk and you’ll feel too worried during market volatility; take on too little risk and you might not address your goals. Your portfolio should strike the right balance.

Armed with your information, we get to work on recommendations. We use professionally managed investments, chosen through a rigorous due diligence process by an investment team with deep knowledge of the investment universe. Together, we’ll talk through what your particular investment plan will be, so you feel confident that it’s the right fit for you. Once you’re invested, we regularly monitor your portfolio to make sure it’s still aligned with your goals and make adjustments as needed.